Is it cheaper to live in Montreal or Ottawa?

Montreal and Ottawa are two of the most popular cities in Canada. Both cities are known for their cultural significance, beautiful architecture, and fantastic job opportunities, but when it comes to the cost of living, which one is cheaper?

To answer this question, we need to consider a few key factors, including housing, transportation, food, and entertainment expenses.


When it comes to housing, Montreal is generally cheaper than Ottawa. According to Numbeo, the cost of housing in Montreal is around 24% lower than in Ottawa. However, if you are looking for a luxury property or a high-end apartment in the more exclusive neighborhoods of Montreal, your rent expenses may be higher.


In terms of transportation, Montreal is more affordable than Ottawa. Montreal has an extensive public transit system, which makes it easy to travel around the city without a car. The cost of a monthly pass in Montreal is around $86, while in Ottawa, it costs around $116. In addition, the cost of gasoline in Montreal is about 12% lower than in Ottawa.


Food prices in both cities are relatively similar. According to Numbeo, the price of groceries in Montreal is only about 2% cheaper than in Ottawa. However, the difference can be a little more pronounced when it comes to eating out. For example, the average cost of a three-course meal in a mid-range restaurant in Montreal is around $50, while in Ottawa, it is around $65.


In terms of entertainment expenses, Montreal offers more affordable options than Ottawa. The city is known for its lively nightlife, and there are many cultural and artistic events that take place throughout the year. The cost of going to the movies, visiting museums, or going to a concert in Montreal is typically lower than in Ottawa.

In conclusion, both Montreal and Ottawa are great cities to live in, but when it comes to expenses, Montreal may be the more affordable option, especially when it comes to public transportation and entertainment expenses. That being said, the cost of living can vary depending on your lifestyle and specific needs, so it’s important to do your research and find the place that best suits your budget and needs.

What are the factors that contribute to the cost of living in Montreal and Ottawa, and how do they compare to each other?

Montreal and Ottawa are two of the major cities in Canada and both are known for their unique and diverse cultures, good educational systems, and high standards of living. However, as with any big cities, the cost of living in these two cities can vary significantly depending on a number of different factors. Some of the most significant factors that contribute to the cost of living in Montreal and Ottawa are:

Housing: The cost of housing in both Montreal and Ottawa is a significant contributor to the overall cost of living. The average rental rates in Ottawa are slightly higher than in Montreal, but the cost of buying a home is slightly cheaper in Ottawa. The average price of a two-bedroom apartment in Montreal is around $1,400 per month compared to $1,600 in Ottawa.

Transportation: Public transportation is a convenient and affordable way to get around in both cities, but it can add up if you are using it frequently. Montreal has an extensive subway system, while Ottawa has a more extensive bus system. However, in general, the cost of public transportation in Montreal is slightly cheaper than in Ottawa.

Food and Dining: Montreal and Ottawa both have a wide variety of restaurants and cuisines to choose from, but there can be significant differences in the cost of food and dining out. On average, the cost of eating out in Montreal tends to be a bit cheaper than in Ottawa.

Overall, while Montreal and Ottawa have many similarities, the cost of living in each city can differ depending on individual factors. While housing is more expensive in Ottawa, public transportation costs can be higher in Montreal. However, both cities offer high standards of living and are great places to call home.

Is transportation cheaper in Montreal or Ottawa, and how significant is this difference in terms of overall cost of living?

The cost of transportation can vary significantly depending on where you live in Canada. When comparing the cost of transportation between Montreal and Ottawa, Montreal tends to be slightly cheaper. This is because Montreal has a more extensive public transportation system that is affordable and efficient. The metro, buses, trains, and taxis are all readily available in the city, and commuters can travel to various locations for a reasonable price.

In contrast, Ottawa’s public transportation system isn’t as widespread or efficient as Montreal’s, and as such, transportation costs may be more expensive in the long run. While Ottawa’s OC Transpo bus system is convenient for those living in the suburbs, those living in the downtown core may find that driving or biking is a cheaper option. However, gas prices in Ottawa are considerably lower than in Montreal, which could offset the higher costs of owning a car in Ottawa.

Overall, the difference in transportation costs between Montreal and Ottawa may not significantly affect the overall cost of living for most people. In both cities, residents can find affordable housing and reasonable grocery prices, which contribute more significantly to their cost of living. However, for students or individuals with a limited income, the slight savings in transportation costs could make a difference in their budget. Ultimately, the decision of where to live should consider factors beyond just transportation, including employment opportunities, healthcare, education, and overall quality of life.

Are housing prices more affordable in Montreal or Ottawa, and what types of homes are available in each city?

When it comes to housing prices, both Montreal and Ottawa have their pros and cons. In general, Montreal tends to be more affordable than Ottawa, especially when looking at the cost for a single-family home. Additionally, the taxes in Montreal are usually lower than in Ottawa, making owning a home more accessible for first-time buyers or those with a smaller budget. However, this affordability also means that the competition for homes may be more intensive, especially in neighborhoods close to the city center or with easy access to public transportation.

As for the types of homes available, both Montreal and Ottawa offer a range of options. Montreal has a unique blend of historic homes, such as stone houses and row homes, with modern apartment complexes and condos. Ottawa has a mix of traditional homes, including single-family homes and townhouses, as well as modern condos and apartments. However, Ottawa also has a significant number of government employees, which drives up the demand and price for housing near the city center.

Overall, it really depends on what you are looking for and how much you are willing to pay. While Montreal tends to be more affordable, it also has a more competitive housing market, and Ottawa has a wider range of housing options but with a higher price tag in some areas.

How does the cost of groceries and food items compare between Montreal and Ottawa, and are there significant differences in prices of certain items?

When comparing the cost of groceries and food items between Montreal and Ottawa, it is important to note that both cities have similar standard of living, but Montreal is usually considered as a more affordable city. According to a 2019 survey by Numbeo, the cost of living in Ottawa is about 10% higher than in Montreal. This difference may also translate into the cost of food items and groceries.

In general, the price of groceries and food items in Montreal is typically lower compared to Ottawa. Fruit, vegetables and meats are generally cheaper in Montreal than in Ottawa. However, dairy products and packaged foods may be slightly more expensive in Montreal due to higher taxes in Quebec. There are also some regional differences in the cost of certain items, such as maple syrup, bagels and smoked meat. These items may be cheaper and more readily available in Montreal, while Ottawa may have lower prices on poutine ingredients and beer.

Overall, there are some minor differences in the cost of groceries and food items between Montreal and Ottawa, but they are generally not significant. Whether you are shopping for groceries or eating out, both cities offer a variety of options that can fit any budget.

Are there any notable variations in expenses such as healthcare, childcare, and entertainment costs between Montreal and Ottawa?

When looking at the expenses of two cities like Montreal and Ottawa, there are certainly some notable variations to consider. Healthcare, for example, may be a bit more expensive in Montreal due to the language barrier, as some healthcare providers may charge an extra fee for patients who require a translator. Additionally, there may be some additional costs associated with accessing services in Montreal if you do not speak French, such as additional paperwork or delays.

On the other hand, childcare costs may be slightly lower in Montreal than in Ottawa, as child care services are subsidized by the provincial government in Quebec. Entertainment costs may be higher in Montreal, however, as it is a larger city with more attractions and events to attend. That being said, there are plenty of free or low-cost things to do in both cities that can help keep entertainment costs reasonable.

Ultimately, the variations in expenses between Montreal and Ottawa will depend on the specific needs and lifestyle of the individual or family in question. It’s always a good idea to research and compare prices in both cities before making any decisions about which one to call home.

Recent Posts