Alberta – Page 4 – New Canadian Life

So, after months of feeling trapped, bored, or wanting to experience something new, you have decided to move to a new place. Alberta looks like a good candidate, but is the grass really greener in this Canadian province? Alberta offers better-paying jobs, fewer taxes, and a very low cost of living. But while the province does have its appeal, there are downsides: a higher crime rate, fewer things to do around town, and the little things that may irk the daylights out of you. Nevertheless, Alberta is worth considering. Let's delve deeper into what makes Alberta shine for new residents and maybe even new Canadians, and what can make you think twice about moving into the area. Pros of Living in Alberta If you are looking for a place to grow your family or enjoy life by yourself, Alberta should be on top of your list. And here’s why: You Get Paid More for Your Hard Work As of June 2019, the minimum wage in Alberta stood at $15 per hour, which is the highest out of all the provinces and territories: British Columbia: $14.60 Manitoba: $11.65 New Brunswick: $11.70 Newfoundland & Labrador: $11.65 Northwest Territories: $13.46 Nova Scotia: $12.55 Nunavut: $13.00 Ontario: $14.00 Prince Edward Island: $12.85 Quebec: $13.10 Saskatchewan: $11.32 Yukon: $13.71 And it is not just the entry-level workers that are getting a better deal in Alberta; all employees are paid higher than their counterparts in other provinces and territories. Alberta has one of the highest wages in any industry in the country. According to Statistics Canada, the average wage of all employees in the province stood at $31.39 in 2019, higher than the $27.83 average wage for the entire country. Alberta has the highest hourly average out of the five biggest provinces and territories, including Ontario, Quebec, British Columbia, and Manitoba. Canada Alberta Manitoba British Columbia Quebec Ontario All employees in all industries 27.83 31.39 25.22 27.64 26.65 28.34 Management 45.17 50.02 42.13 41.97 42.56 47.09 Business, finance, and administration 27.85 31.78 24.92 27.04 26.61 28.31 Natural and applied sciences 37.8 42.8 35.88 37.44 35.42 38.41 Healthcare-related 30.45 33.86 30.05 30.74 28.1 31 Education 38.44 38.25 36.4 37.17 38.49 39.63 Law, social and government 37.68 42.72 34.18 35.9 38.34 37.64 Arts, culture, recreation, and sports 24.73 26.68 21.37 26.81 24.83 24.31 Sales and service 18.36 20.33 16.7 19.1 17.54 18.56 Trades, transport and equipment operators 27.25 31.43 25.35 28.75 26.03 26.52 Natural resources and agriculture 24.84 31.7 21.79 25.68 21.83 21.72 Manufacturing and utilities 23.91 32.06 21.68 25.36 22.42 22.92 Manufacturing assemblers 22.41 23.49 20.63 21.28 22.4 22.71 Laborers 18.57 21.32 18.05 21.55 17.71 18.09 There are jobs available too. With 71.4 percent of its population included in the workforce, Alberta registered a 6.9 percent unemployment rate in 2019, slightly higher than the 5.7 percent unemployment rate for Canada for the same period. Affordable Real Estate The average employee in Alberta can earn anywhere from $1,150 to $1,200 a week, which should cover the average rent for a two-bedroom house. Rents in Alberta are reasonable. For instance, according to RentBoard.ca, the average rental rates in Edmonton are as follows: One-bedroom house: $897 Two-bedroom house: $1,259 Three-bedroom house: $1,692 One-bedroom apartment: $997 Two-bedroom apartment: $1,261 Three-bedroom apartment: $1,356 Two-bedroom bachelor suite: $1,250 One-bedroom flat: $1,181 Two-bedroom flat: $1,250 Three-bedroom flat: $1,169 Room rental rates: $150 to $2,200 This means that the average person can work for a week and still make enough for the monthly rent. Furthermore, Alberta has reasonable tax rates. People earning $131,200 or less get a 10 percent tax rate on their taxable income, while those earning more than $314,928 get a 15 percent tax rate. The tax rate for people earning any amount in between will be levied anywhere from 12 percent to 14 percent, depending on how high their annual income is. These tax rates are more generous than the tax rates in other provinces such as Quebec, where your tax rates start at 15 percent, or Manitoba, where you pay 17.4 percent if you earn $70,610 or more. While on the subject of taxes, Alberta does not levy any type of provincial sales taxes. You only pay the five percent goods and services tax levied by the federal government. In contrast, sales tax rates in other provinces are as follows: Ontario: 8% Quebec: 9.975% British Columbia: 7% Manitoba: 7% The Scenery The MTL Blog hailed Alberta as the most beautiful province in Canada, citing the Moraine Lake and the nearby Johnston Canyon. There's also the Writing-on-Stone Provincial Park, which is an excellent outdoor and learning destination. Thrillist includes three Alberta locations in its list of 12 most beautiful places in Canada that you need to see: Abraham Lake, Jasper National Park, and Banff National Park. Accessible Basic Services Aside from a good economy, another good reason to live in Alberta is the easy access to basic services. And some of these services are offered for free. For recreation, the province has five national parks, some of the most beautiful places in the province. Alberta also has: 76 provincial parks 31 wildland provincial parks 208 provincial recreation areas Three wilderness areas 15 ecological reserves 139 natural areas Two heritage rangelands You'd love all these outdoor venues in the province since Alberta gets somewhere from 1,900 to 2,300 hours of sunshine, depending on where you live. Healthcare If you get sick, the healthcare system gives you access to: 106 acute care hospitals 2,772 mental health and addiction beds 249 community palliative and hospice beds Five psychiatric facilities More than 850 facilities What’s more, the Alberta Health Care Insurance Plan offers full coverage for physician services, psychiatrist visits, bariatric surgery, oral surgery, diagnostic services, transgender surgery, nursing services, hospital stays, and others. Partial coverage is also available for some dental and optical services. Education The government funds K-to-12 education in Canada. What's more, there are more than two dozen publicly-funded colleges in Alberta where the government pays part of your tuition, including: University of Alberta Southern Alberta Institute of Technology (SAIT) University of Calgary Bow Valley College NorQuest College Lakeland College Olds College Grande Prairie Regional College Northern Lakes College Red Deer College Banff Centre for Arts and Creativity Concordia University of Edmonton Other Stuff You Might Like About Alberta Alberta might not have as many touristy places as other provinces, but there are numerous annual events and festivals that you can attend. Not that anybody is running out of things to do. Aside from the natural wonders that make Alberta beautiful, you also have other recreational destinations. You can: Unleash your inner shopaholic at West Edmonton Mall, the most visited shopping mall in Canada and the largest mall in North America. Check out the more than 1,000 animals at the Calgary Zoo Fort Edmonton Park, where you can see streetcars and get up close with the city's heritage. Get enlivened with the plants and courses at Muttart Conservatory. Catch an event or a concert at the Winspear Centre. Furthermore, sports fans can root for one of two National Hockey League teams: Calgary Flames and Edmonton Oilers. Or you can just enjoy the games of the Calgary Stampeders or the Edmonton Eskimos at Canadian Football League games. Cons of Living in Alberta By now, we know that you're ready to pack and relocate to Alberta. But hold on, some things will probably show you that Alberta is far from perfect. Income Tax Rates Are Geared Towards the Middle Class and the Rich While Alberta has more generous income taxes than Quebec, Manitoba, and other provinces and territories, minimum wage and lower-income earners are better off in other provinces such as Ontario, British Columbia, or Nunavut. For example, in Ontario, those earning $43,906 or less will pay only 5.05 percent in taxes, while in British Columbia, minimum wage earners pay 5.06 percent. Nunavut levies a four-percent tax on the first $45,414 of income. What’s more, Alberta charges more for electricity. At 16.7 cents per kilowatt-hour, the electricity rate in Alberta may be pegged at 0.7 cents cheaper per kilowatt-hour than the average for the whole country. However, it is still more expensive than in British Columbia, Ontario, and New Brunswick, where you pay less than 13 cents per kilowatt-hour. There Are More Crimes One of the downsides of living in Alberta is that the province's crime rates are higher than the national average. According to Statistics Canada, the country has 5,488 crimes for every 100,000 people and a crime severity index of 75.0. In contrast, Alberta has a CSI of 112.1, with a rate of 8,607 incidences per 100,000 people. It’s one of the areas with the worst crime situations in the country. The crime problem is even more pronounced in the rural areas, where emergency response is slow, and the crime rates are higher. The provincial government has introduced several measures to help fight crime, including adding 500 Royal Canadian Mounted Police personnel over the next five years, introducing more stringent punishment for criminals, and giving immunity to property owners should they injure a trespasser. Further, Maclean's published a list of the top 50 safest places in Canada in 2019, and only two Alberta locales made it to the list: Beaumont and Okotoks. Both of which did so by the skin of their teeth. What's more, Beaumont may not have a lot of crimes happening, but it's expected to be violent when it happens. The Little Things Then there are the little things and the everyday gripes that just add up when you think about it. All places have their share of bad habits, and here are Alberta's: Alberta probably has the worst drivers in the country. BC has called them out for it. Around 43 percent of the roads and highways are in bad need of maintenance or repair, having been rated as “very poor,” “poor,” or “fair” by Statistics Canada. Beach lovers will hate Alberta because it’s not connected to major bodies of water. But Alberta tries its best to cater to those who love the surf by giving you lakes and rivers. It can get really cold in the winter months. February and January have temperatures averaging 23° to 5° Fahrenheit (-5 to -15° Celsius). It can get colder, dropping to below freezing at -22° to -40° Fahrenheit (-30° to -40° Celcius). At these temperatures, it is hazardous to go out when temperatures hit the extreme. The nightlife in Alberta is kind of a snoozeville. You're better off just sleeping and recharging for the next day. There are some good places in Edmonton, but for the rural areas or the neighbourhoods with ageing communities, there is practically nothing for night owls to do, at least not on the same level as those in Ottawa, Vancouver, or Toronto. Conclusion Is moving to Alberta worth it? Living in Alberta is not a bad idea. You can get hired, earn, and save more of your money due to the province's higher wages, lower taxes, and low cost of living. You can appreciate nature, enjoy sports activities, get fit with some outdoor stuff without having to leave Alberta. There are few tradeoffs, but these are minor and are not reasons to forego residing in this beautiful city.