Why Is Canada a Good Place to Live? What's Changed in 2026

By Bell R Webster · Updated

Canadian flag

Search this question on Google in Canada and most of what comes back is written by businesses with newcomers as customers. In late October 2026, that meant an immigration consultancy, a law firm, a bank and a recruiter, among others, and the three results read closely for this page said nothing about the federal cuts to immigration levels or the shortage of family doctors. An earlier version of this page was no better. It told readers the only question was when they'd move.

So is Canada a good place to live? For many people, yes, on conditions. Life expectancy, safety, schooling and legal rights all hold up against current data. Whether those strengths reach you depends on whether you can get legal status while the government is deliberately cutting arrivals, whether you can afford housing where your work is, how much you rely on regular medical care, how your first years of work go, and how you'd cope with winter where you land. If you already have status, a job lined up and a rent you can pay, the case is strong. If you're counting on arriving first and sorting out the rest, it's much weaker.

"A good place to live" and "an easy place to move to" have become two separate questions, and the second has got harder. That's a judgment from the figures below, and your own situation can overturn it. If you already live here and wonder whether the country has slipped, the answer is mixed: some pressure is real and measured, and some has eased.

Figures were last checked on November 4, 2026, and are dated where they appear. All dollar figures are Canadian.

What still holds up

Four of the usual reasons survive a check. Each comes with a condition the promotional versions tend to leave out.

Long lives and a high standard of living

Life expectancy was 82.16 years in 2024, up from 81.68 the year before. The Human Development Index, the UN's composite of life expectancy, schooling and income, puts Canada 16th of 193 countries on 2023 data. That's a very good result, and well short of any claim to the highest standard of living.

People's own ratings of their lives are less flattering. The World Happiness Report 2026 ranks Canada 25th of 147 on a 2023-25 average, with a statistical range of 16th to 41st. In 2013 it was 6th. The range is wide enough that the exact place means little, but the distance from 6th is harder to wave away.

Safety

Statistics Canada's Crime Severity Index measures police-reported crime, weighted by how serious each offence is. It stood at 75.0 in 2025, down 4.9% in a year. That's far below the 118.84 recorded in 1998, though above the low of 66.90 in 2014. The homicide rate was 1.61 per 100,000, the lowest since 2014.

Internationally, the Global Peace Index 2026 places Canada 14th of 163. That index also counts factors such as external conflict, so it isn't a crime table, and this page found no comparable world ranking of crime.

Safety isn't shared evenly. The same Statistics Canada release gives a homicide rate of 9.59 per 100,000 for Indigenous people against 1.13 for non-Indigenous people. Police recorded 4,708 hate crimes in 2025, a rate more than twice that of 2018. These Statistics Canada figures count only what reached the police.

Schools

Public elementary and secondary school charges no tuition for the children of citizens and permanent residents. If you'd arrive on a temporary permit, ask the school board, since those rules weren't checked here.

On quality, the picture is good and slipping at once. In PISA 2025, the OECD's test of 15-year-olds, Canadian students scored above the OECD average in all three subjects, and also posted the lowest Canadian results on record. The territories were excluded, and response rates were low in some provinces. Adults are well credentialed: more than 60% of those aged 25 to 64 held a tertiary qualification, such as a college diploma or university degree, in 2022, according to the OECD.

University isn't free. Average undergraduate tuition in 2026/27 is $8,021 for Canadian students and $42,062 for international ones.

Rights, diversity and stability

The Charter of Rights and Freedoms protects fundamental freedoms and guarantees equality without discrimination on grounds including race. It binds governments, which means it doesn't by itself govern what a private employer or landlord does, and it plainly hasn't ended discrimination, as the hate crime figure shows. The Civil Marriage Act made same-sex marriage national law in July 2005, which put Canada among the first countries to do so.

Immigrants are an ordinary part of Canadian life. In the 2021 census, 23.0% of residents were or had been landed immigrants, meaning people granted permanent residence, the largest share in the G7. First results from the 2026 census are due in February 2027. Canada also allows dual citizenship, though your other country may not.

Political stability belongs here too, as a judgment rather than a measurement. A written constitution that binds the government is real evidence, but there's no stability score behind the claim.

What has changed

The biggest shift is one the federal government chose. A permanent resident can live and work in Canada long term without being a citizen, subject to residency rules, and the federal levels plan for 2026-2028 sets a target of 380,000 of them in 2026, with 385,000 temporary arrivals. Non-permanent residents, people here on temporary status such as a study or work permit, are meant to fall below 5% of the population by the end of 2027.

Measure Earlier Latest
Population growth, 12 months to July +2.85% (2024) +0.46% (2026)
Immigrants, Statistics Canada estimate 483,654 (2024) 393,781 (2025), with a federal target of 380,000 permanent residents for 2026
Non-permanent residents as a share of population 7.21% (October 2024 peak) 6.65% (July 2026)
Study permits 485,000 targeted (2024) 408,000 expected (2026), including 253,000 extensions
Vacancy in purpose-built rentals 2.2% (2024) 3.1% (October 2025)

Growth and shares are calculated from Statistics Canada's population and non-permanent resident tables. Immigrant counts are sums of quarterly estimates, which differ slightly from federal admissions counts, so they aren't a precise match for the target.

A new plan for 2027-2029 was due this fall, but the commitments page of Immigration, Refugees and Citizenship Canada (IRCC), last updated October 13, 2026, listed no figures for those years, and none was found by November 4. Look for it before relying on the numbers above.

For someone abroad, this means the door is narrower than older pages suggest. Whether it's open to you depends on your eligibility for a specific route, which this page can't assess. Everything here is general information, not immigration advice. IRCC publishes the requirements itself, as on its page for federal skilled workers.

Is health care really free in Canada?

Partly, and not always from your first day. Your provincial or territorial plan covers medically necessary hospital and physician services, paid for through public funds. Prescription drugs, dental care and vision care are covered only for certain groups. Everyone else pays or uses private insurance, and ambulance bills can land on you too. The federal Canadian Dental Care Plan was open, as of October 2026, to Canadian tax residents with adjusted family net income under $90,000, a filed tax return and no private dental coverage. The Canadian Institute for Health Information (CIHI) forecast health spending of $9,626 per person in 2025, with 28.8% of the total coming from private sources. That's what the system spends, not a sum anyone is entitled to.

The card wait is the part to plan for. IRCC says public coverage may take up to three months to begin and suggests buying private insurance for the gap. It depends on where you land. Ontario says there's no waiting period for people who qualify. British Columbia makes new residents wait the balance of their arrival month plus two months, and says people new to Canada should get private insurance. For people moving from another province, Alberta starts coverage on the first day of the third month and Nova Scotia usually does the same. Those are rules for moves within Canada. Alberta's differs for arrivals from abroad, and Nova Scotia's for them wasn't confirmed here. Other provinces and territories, Quebec included, set their own terms, and temporary residents may not qualify on the same footing, so check with the health ministry where you'd live.

Coverage doesn't get you a doctor. In CIHI's 2025 measure, 83.4% of adults in the provinces reported having a primary health care provider, such as a family doctor or nurse practitioner. That leaves about one in six without one. CIHI says the measure can't be compared with earlier years, so it can't show a trend. If you take regular medication or manage a long-term condition, this may matter more than any other figure on this page.

Quality looks better than access. The Commonwealth Fund's Mirror Mirror 2024 ranks Canada 7th of 10 high-income countries overall and 7th on access, but 4th on health outcomes. It's the oldest health data here, built on 2021-23 surveys, from a US funder, and it finds only small differences among the nine countries other than the US. On waits, CIHI's 2026 review gives a split picture: joint replacements are approaching pre-pandemic levels and cataract surgery is largely back, while most cancer surgeries take longer, imaging delays persist and emergency department waits rose between 2018-19 and 2024-25.

Housing and what it costs

Housing is where a good country can turn into a bad move. The average home price was $666,538 in September 2026, down 1.6% in a year, and the Canadian Real Estate Association itself warns that an average isn't a typical price. Rent shows the range better. Purpose-built rentals are buildings made to be rented rather than condos let out by their owners, and they're what these Canada Mortgage and Housing Corporation (CMHC) averages cover, in buildings of three or more units:

Place Average 2-bedroom rent, October 2025
Vancouver $2,363
Toronto $2,046
Calgary $1,914
Halifax $1,826
Winnipeg $1,571
Canada $1,550
Montréal $1,346
Québec City area $1,277

Those averages include tenants already in place, and CMHC says new tenants still pay more than sitting tenants, so a new lease will likely cost more than the table shows. Vancouver and the Québec City area sit $1,086 a month apart for the same size of apartment. A gap like that can decide whether a move works. Local detail is on the pages for Toronto and Calgary. Quebec differs from the rest of the country in enough ways to need its own reading.

Some of this has eased, and the "no longer a good place" argument should admit it. Vacancy reached 3.1% in October 2025, up from 2.2% and above its 10-year average. By June 2026, asking rents were still falling in Toronto, Vancouver, Calgary and Ottawa, with landlords offering incentives. The relief is uneven, with vacancies highest in buildings finished since 2020 and older units tighter.

The strain is still measurable. A household is in core housing need when its home is too costly, too small or in poor repair and it can't afford a suitable alternative nearby. In CMHC's 2024 survey, that described 11.6% of households in the provinces, and 22.1% of renters against 5.7% of owners. If you'd rent on arrival, the renter figure is the one to look at.

Consumer prices rose 3.1% in the year to September 2026, and grocery prices are up 33.0% since September 2020. The poverty rate was 11.0% in 2024. In 2025, the wealthiest fifth of households held 65.7% of net worth and the bottom 40% held 3.0%, which should retire any claim that there's no great gap between rich and poor. For a budget in dollars, see how much it takes to live comfortably.

Work in the first years

National unemployment was 6.5% in September 2026, and 13.0% for young people. That's neither a crisis nor the "very low" rate older pages promise. The more telling number is competition. In the second quarter of 2026 there were 3.0 unemployed people for every job vacancy, and 4.9 for jobs asking for a bachelor's degree or higher. On this measure, degree-level jobs are the more crowded market, so being skilled is no guarantee of quick work.

Recent immigrants feel it more. In 2025, among people aged 15 and over, unemployment was 10.6% for immigrants who had landed within the previous five years, against 6.2% for people born in Canada. It was 8.2% for those landed five to ten years earlier and 6.2% for those landed longer ago. That's a snapshot of different arrival groups, and it doesn't follow one group through time, but it does suggest the first five years are the hard stretch. The gap isn't new either: in 2019 the figures were 9.6% and 5.5%.

Credentials can add to the delay. A regulated occupation is one where you need your credentials recognized and a Canadian licence or certification before you can do the job, and the same goes for compulsory trades. Requirements depend on the province or territory. IRCC warns that the process takes time and can mean paying for exams, training or tuition, and it advises contacting the regulator early, ideally before you arrive. If your job is regulated, that call comes before almost anything else on this page.

For pay, median after-tax income was $75,500 in 2024 across families and unattached people, and $41,000 for unattached people alone. Detail by job and place is in the guide to what counts as a good salary.

Who leaves

A sizeable minority of people who come don't stay. A 2025 study by the Institute for Canadian Citizenship and the Conference Board of Canada, now Signal49, found about one in five immigrants leave within 25 years, with the risk peaking around five years after landing. Doctorate holders were nearly twice as likely as bachelor's holders to leave within five years.

Read that with care. The study infers leaving from people who stop filing taxes, it doesn't survey anyone's reasons, and its authors advocate for keeping more immigrants. It links stagnant earnings to leaving, which falls short of establishing why people go. Nor is this an exodus. Statistics Canada estimates 111,572 people emigrated in 2025, about 2,000 more than in 2024, against 393,781 immigrants in 2025.

The practical reading is to judge a move on a five-year horizon. If you hold an advanced degree, test the job market before you commit. The vacancy figures and this study both give reason for caution, even if neither explains the other.

Public opinion is cooler than the welcoming image, too. In an Environics Institute phone survey of 2,004 people in September 2025, 56% agreed there is too much immigration, down two points from 2024, and first-generation Canadians differed little from those born in Canada. That's over a year old, and it isn't a measure of how anyone treats a new neighbour, but it's a reason not to assume the debate is settled in newcomers' favour.

Space, scenery and winter

Snow-covered mountain ridge under cloud

At 9,984,670 square kilometres, Canada is the second-largest country in the world. The scenery is a fair reason to come: Niagara Falls, the Thousand Islands, Long Beach on Vancouver Island, whale watching off the coasts and skiing in the mountains.

Most people don't live in the empty parts, though. In 2021, nearly three in four residents lived in the 41 largest urban centres. The space is somewhere you visit, unless you take on a smaller place and whatever comes with it. If that's the appeal, the Kelowna page shows what a smaller place can trade away.

Winter is easier to judge in figures. These are Environment Canada airport averages for 1981-2010, an older baseline than the 1991-2020 set it also publishes:

Place January mean Snow per year
Victoria 4.6°C 40 cm
Vancouver 4.1°C 38 cm
Toronto -5.5°C 108 cm
Calgary -7.1°C 129 cm
Winnipeg -16.4°C 114 cm
Yellowknife -25.6°C 158 cm

That's a spread of about 30 degrees, so "Canadian winter" tells you very little until you've picked a place. Of these six, only the two on the coast stay above freezing on average in January, and Victoria has its own page. Cold doesn't always mean gloomy: Winnipeg's airport logs 2,353 hours of sun a year and Calgary's 2,396, against 1,938 at Vancouver's.

If you're in the US

Some of these measures barely separate the two countries:

Measure Canada US
Life expectancy, 2024 82.16 years 79.0 years
Human Development Index, 2023 data 16th 17th
World Happiness Report, 2026 25th (range 16th to 41st) 23rd
Global Peace Index, 2026 14th 134th
Mirror Mirror health systems, 2024 7th of 10 overall, 4th on outcomes 10th of 10 overall, 10th on outcomes

So the data gives little reason to move for general well-being or happiness, and more for health outcomes and peace. This page has no like-for-like figure for out-of-pocket health costs. The full comparison of the two countries goes further.

Two things to plan for. The status question and the health card wait apply to you too. And if you're a US citizen, moving doesn't end your US tax filing. The IRS says citizens abroad generally follow the same filing rules and are taxed on worldwide income. The foreign earned income exclusion and foreign tax credit are available only if you file, and foreign accounts above a set threshold bring a separate report, the FBAR. That's a summary, not tax advice, so start with the IRS page and take your own situation to someone qualified.

Who it suits, and who should look harder

Canada's strengths are real for these readers:

  • People with status or a clear route, and work lined up. The first years of work are where recent arrivals fall behind in the data, and you've reduced that risk.
  • Families planning to stay. Public schools and long life expectancy are slow benefits that favour people with a long horizon.
  • People free to choose where they live. The rent gap between cities is large enough to change the sums.
  • Americans who value peace and health outcomes, and who've priced in the tax filing.

It deserves a harder look if you're one of these:

  • Anyone without a clear route to status. Arriving doesn't produce one, and arrivals are being cut.
  • Someone who needs regular care. The card wait, the odds of having no primary care provider and the drug costs can stack up, especially in your first months.
  • A professional in a regulated field, until you've spoken to the regulator.
  • A degree holder with no job offer, given 4.9 unemployed people per vacancy at that level.
  • A renter tied to Vancouver or Toronto on a starting income.
  • Someone drawn by the scenery who hasn't looked at January in the place they'd actually live.

If you already live here and are wondering whether to stay, the country has lost ground on happiness rankings and school results, while crime sits far below its 1998 level and new renters in several big markets have more choice than they did. If you're a citizen weighing a stretch abroad, how long you can stay outside Canada matters less for your citizenship than for your provincial health card.

What to check next depends on what could stop you first. If it's status, start with IRCC's requirements and the difference between permanent residence and citizenship, and look for the 2027-2029 levels plan. If it's health, read your province's coverage rule before you book anything. If it's money, test a real rent quote against the cost and salary guides linked above. And if nothing stops you, the question becomes where, which is what the guide to the best cities for immigrants is for.

This guide is general information, not legal, financial or immigration advice. Rules change; confirm details with official government sources.

Keep reading.